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Lincoln National

When it comes to safeguarding your assets for the future, you need quality life insurance backed by a sound company. Lincoln Life & Annuity Company of New York(Lincoln), a Lincoln Financial Group affiliate, provides life insurance and retirement planning solutions. Lincoln prides itself on its financial strength and integrity. In fact, Lincoln consistently earns high marks for its claims-paying ability and financial strength from the four primary independent rating services.

Lincoln Financial Group (LFG) is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates, a leading provider of financial products and services to the affluent and retirement markets, including annuities, life insurance, 401(k) plans, mutual funds, institutional investment management, financial planning and advisory services.

Lincoln Financial Group has consolidated assets of $107 billion and annual consolidated revenues of $5.3 billion in 2003.


Lincoln Facts and Figures
  1. Total life insurance in force: $11.9 billion
  2. Capital and surplus: $264 million
  3. Total assets: $2.98 billion
  4. Total policyholder and other liabilities: $2.71 billion

Lincoln's Financial Strength Ratings

A.M. Best A+(2nd highest of 15 rankings)
"Excellent financial strength...strong ability to meet their ongoing obligations to policyholders."
Fitch AA(3rd highest of 24 rankings)
"...high ratings reflect the company's long standing strong competitive position.
Moody's A1 (5th highest of 21 rankings)
"...offers excellent financial security."
Standard & Poor's AA- (4th highest of 21 rankings)
"...a recognized leader in the high income market."

This information was compiled using the current information available to the public. These ratings apply only to the company's claim-paying ability. They do not apply to the safety of investment performance of the variable funds. The ratings do not imply approval of the variable products and do not refer to their performance.

1 Represents only the life insurance segment of Lincoln and does not include fixed or variable annuities. As of March, 2007.
2 Comprehensive Lincoln results as of March, 2007.